SHARE/SAVINGS ACCOUNTS:
  • Regular Share
  • Christmas Club
  • Vacation Club
  • Summer Payment Accounts
  • Share Draft/Free Checking
  • Visa Check Card/ATM Card
  • Term Share Certificate
    • 1 year
    • 2 year
    • 3 year
    • 4 year
    • 5 year
 (**Each member account is insured to $100,000.00 by the National Credit Union Administration. Truth-in savings forms, regarding how dividend are paid, fees, and other services can be picked up at the Credit Union office.)


The Credit Union offers a wide variety of savings and term deposits accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to $100,000.00, which means that your money is safe! Take a look at the different types of accounts we offer, and contact one of our staff members if you would like more information.

Share Accounts (Savings)
The share savings account serves as your share ownership in the Credit Union. The dividend rate and percentage yield may change every month without notice. Dividends are calculated by the average daily balance method. You must maintain a minimum average daily balance of $100.00 in your share savings to obtain the disclosed annual percentage yield.

Share Draft Accounts (Checking)
A share draft account with your credit union means a hassle-free checking account. There are:

  • No monthly service fees
  • No minimum balance required
  • No per check charge

The share draft account is offered to members who are at least 18 years old. A VISA Check card and/or overdraft protection can be added to the account to increase the share draft account benefits. (Need to qualify)

Share Certificates
The Olean Teachers’ & Postal Federa1 Credit Union offers a variety of term deposits that can help meet your investment needs. With terms from 12 to 60 months, with a minimum deposit as low as $500.00

You may choose a term of 12 months to 60 months. There is no limit to the amount of Share Certificates you may own. You will not be able to make additional deposits into an existing share certificate.